How it works
One goal. Small steps. One achievement.
CLIVO turns your goal into a visual challenge you can complete little by little, at your own pace.
- 01
Set your goal
Choose what you want to achieve and how much it takes.
- 02
Create your challenge
CLIVO builds a board of small amounts that add up to your goal.
- 03
Pick a card
You decide which amount you want to cover right now.
- 04
Set the money aside
Put the amount away and mark that card as complete.
- 05
Reach your goal
Keep going at your own pace until the board is done.
Progress without losing the surprise.
With Mystery Mode, you can follow your progress without constantly staring at the total you've saved. You see how far you've come without making the balance the center of the experience.
You set the pace. CLIVO keeps track of the path.

